Home Owners Insurance covers losses and damage to your building and contents, along with furnishings and other assets in the home. It also provides liability cover against accidents in the home or on the property.

Perils covered

1. Fire, explosion and earthquake
2. Strike, riots and civil commotion
3. Acts of nature (wind, thunder, lightning, storm, hail, flood and snow)
4. Bursting and overflowing of geysers and water pipes
5. Theft with actual forcible entry into or out of a building (excluding unoccupied buildings)
6. Malicious damage
7. Impact
8. Accidental damage to glass

Additional Benefits

1. Temporary alternative accommodation up to 5% of the total sum insured.
2. Loss of rent
3. Liability to third parties

REQUIREMENTS TO PURCHASE COVER

• Duly completed Proposal form
• Know Your Customer (KYC) form

STEPS TO MAKE A CLAIM/ CLAIM PROCESSING

1. Immediate notification via phone call, app, letter or email
2. Duly completed Houseowners claim form
3. Other claims substantiating documents as may be required

Please note that physical inspections of the asset will be conducted.

Terms and conditions apply.